Concerned about the rising cost of pet insurance? The little fella pictured here is concerned. Just look at that look on his face. He is saying that he is going to be true to you no matter what. A friend you can depend on. The question is; can he depend upon you? Certainly you would not even think about forsaking him by forgoing health insurance on him! Did you know that only about 1% of pet owners have their dog or cat insured for an medical emergency. No wonder he is so concerned. Mr Pitbull examines this disturbing trend and provides you with some of the best options for finding low cost pet insurance for your dog or cat. PIT BULL PUPPIES FOR SALE CLICK HERE
WHAT IS THE COST OF PET INSURANCE
If you are reading this article because you are examining the cost of pet insurance for your beloved pet, you are to be commended! Did you know that in the United States and Canada alone, there are about 174 million pet cats and dogs! According to the North American Pet Health Insurance Association (a trade group) there are about 1.4 million cats and dogs that are covered with health insurance. It doesn't take a rocket scientist to figure out that means that less than 1% of our furry friends are covered in the event of an emergency. Apparently, some are put off by the high cost of pet insurance and therefore do without insurance for their pets. However, I really believe that in most cases, pet owners have not adequately looked into the cost of pet insurance and have concluded with minimal research, or perhaps no research at all, that the cost of pet insurance is too high. The reality is though, if you no where to look for pet insurance it may not be as high as you thought.
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COST OF PET INSURANCE THOURGH YOUR HOME INSURANCE AGENT
Probably 99% of people who look into getting insurance for their pet, contact their insurance agent who is covering their home and autos. This is a good place to look at first, since they may have a plan that works for you and you can keep everything with one company, making it easier to keep up with. However, sadly some of these companies are not very interested in insuring Pets and therefore they throw out a very high price, hoping that you fall for it. And if you get scared off, they don't care. They didn't want to insure your dog or cat anyways. For many, there efforts to locate insurance for their pet ends here. Don't stop reading just yet.
Read more here... BEST FOOD FOR YOUR DOG
HERE IS HOW TO FIND LOW COST PET INSURANCE
As mentioned earlier there is a trade association for pet insurance providers. North American Pet Health Insurance Association or NAPHIA provides a central market place for insurance companies that specialize in low cost pet insurance. Many of the member insurers only deal in pet insurance. Where as some companies specialize in home and auto, most of the NAPHIA members are experts at insuring your pet and can offer good coverage and expertize not available from your typical insurance agent. So before giving up and deciding that the cost of pet insurance is too high, check out this link where I believe you will be able to find insurance companies wanting your business and providing the best rates for pet insurance: LIST OF PET INSURANCE PROVIDERS
CHECK OUT CONSUMERS REPORTS FOR COST OF PET INSURANCE
You could spend many hours, perhaps even days and weeks looking for low cost pet insurance. And you may find exactly the best pet insurance you are looking for and for a great price. Then a few months later, when your friend is looking for pet insurance, and the company you recommended is no longer the cheapest insurance for a pet. So too, insurance companies are notorious at quoting a low price and then steadily raising the price every year once they have you on the hook. So therefore, you may want to inquire as to the cost of all your other insurance needs as long as you are at it. Never hurts to ask.
... SUPPLEMENTS TO KEEP YOUR DOG HEALTHY
AVERAGE COST OF PET INSURANCE
According to the NAPHIA, the average cost for health insurance for a dog is $473 a year. While the cost of pet insurance for a cat runs $285 a year. At least these were the prices back in 2014. By now I would guess the price to be higher. Now if you wanted to cut the cost, you could go with a policy that only covers for accidents. This reduces the cost of pet insurance substantially, down to $158 for a dog and $132 for a cat. Now, the prices can vary greatly depending on the kind of dog or cat, the age, and the geographic area. I would bet that pet insurance in New York and Chicago is going to cost a lot more than in the rural south. Of course the best way to protect your beloved pet is to maintain a good health regiment and feed high quality foods. A little exercise is also a good idea. Read the links on this page to see how I manage these things.
READ HERE: VITAMINS THAT WILL KEEP YOUR DOG HEALTHY